Mortgage Payments | Have a Question?
For informational purposes only: Elfant Wissahickon-Rittenhouse Square is not a mortgage lender. Contact Mortgage America directly for more information. The payments shown assume an Asking Price of $415,000 with a Down Payment of $83,000 and a Loan Amount of $332,000
  Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  FHA 30 Year Fixed30 Year Fixed15 Year Fixed
 Loan Amount: $407,483$332,000$332,000
 Down Payment: $14,525
^*FHA Minimum Down Payment - The down payment of $14,525 is 3.5% as FHA loans allow for lower down payments. You can change the down payment amount above.
$83,000$83,000
   Term (Months): 360360180
   Interest Rate: 5.750%6.625%5.625%
   APR: 6.528%6.677%5.701%
   Points: 000
   Principal & Interest: $2,378^*$2,126$2,735
   Property Taxes (Est.**): $519$519$519
   Homeowners Insurance: $66$66$66
   HOA/Dues/Fees: $0$0$0
   PMI: $182$0$0
Total Payment*: $3,145^*$2,711$3,320
*Total payment includes an estimation of principal and interest payment, property taxes, HOA/dues/fees, home owners insurance and private mortgage insurance (PMI) if applicable. Monthly Payment amounts above are based on estimates, may be greater and may not apply to your situation and can change without notice. **Annual Taxes are estimated to be 1.50% of the list or purchase price. ^*FHA loans allow for a 3.5% Down Payment.
Lender Mortgage America Logo

Angela Colloi

NMLS ID 144892
Mortgage America
 acolloi@mortgagebankamerica.com
Ask Angela a Question
Rates are as of 4/22/2024 4:29:51 PM CT and are subject to change without notice.
Payment Streams:FHA 30 Year Fixed: (with MI) 360 payments between $2,560.44 to $2,384.77 at 5.750% rate / 6.528% APR   30 Year Fixed: 360 payments of $2,125.83 at 6.625% rate / 6.677% APR   15 Year Fixed: 180 payments of $2,734.79 at 5.625% rate / 5.701% APR   

See conditions below. APR = Annual Percentage Rate.

Equal Housing Icon Equal Lender Icon These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided.

Projected Payment Schedules for Loan Programs Created on: 4/28/2024
Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.
Purchase Price:
Property Address:

MLS Number: 		$415,000

Bright MLS PAPH2134770		 Mortgage America
Angela Colloi NMLS ID 144892
600 West Germantown Pike, Suite 400
Plymouth Meeting, PA 19462
(610) 684-4100 
acolloi@mortgagebankamerica.com 		Lender
FHA 30 Year Fixed:
  • Principal & Interest payment is fixed for 30 years.
    		•
    Projected Payments Loan Amount: $407,483   Down Payment: $14,525
    Payment Calculation Years 1-30
    Interest Rate / APR 5.750% / 6.528% APR
    Principal & Interest $2,377.96
    Estimated monthly Taxes, Insurance & HOA/Dues + $585
    Mortgage Insurance + $182
    Estimated Total Monthly Payment    $3,145
     
    30 Year Fixed:
  • Principal & Interest payment is fixed for 30 years.
    		•
    Projected Payments Loan Amount: $332,000   Down Payment: $83,000
    Payment Calculation Years 1-30
    Interest Rate / APR 6.625% / 6.677% APR
    Principal & Interest $2,125.83
    Estimated monthly Taxes, Insurance & HOA/Dues + $585
    Mortgage Insurance + $0
    Estimated Total Monthly Payment    $2,711
     
    15 Year Fixed:
  • Principal & Interest payment is fixed for 15 years.
    		•
    Projected Payments Loan Amount: $332,000   Down Payment: $83,000
    Payment Calculation Years 1-15
    Interest Rate / APR 5.625% / 5.701% APR
    Principal & Interest $2,734.79
    Estimated monthly Taxes, Insurance & HOA/Dues + $585
    Mortgage Insurance + $0
    Estimated Total Monthly Payment    $3,320
     

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